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Privacy Policy — Tamze Money

Last updated: June 30, 2026

This Privacy Policy explains what information the Tamze Money app (“Tamze Money,” “the App,” “we,” “us,” or “our”) collects, why, and the choices you have. The App is published by an independent developer doing business as Tamze. The person responsible for your information can be reached at dave@tamze.com.

Short version: Tamze Money stores the budgets, subscriptions, and split-bill records you create so they can sync across your devices and with the people you split bills with. We show no ads, use no third-party analytics or tracking, never sell your data, and never connect to your bank. You can delete everything at any time.

1. Who this applies to

You must be 18 or older to use Tamze Money. The App is not directed to anyone under 18, and we do not knowingly collect information from people under 18.

2. Information we collect

a. Account information

Tamze Money requires an account, because splitting bills connects you with other people so balances can sync between you. You can create your account with an email address and password, or by signing in with Google. We receive your email address, your name (where the provider supplies it), and an account identifier. For email-and-password accounts, your password is stored and checked securely in hashed form by our authentication provider, Google Firebase Authentication; we never see or store it in plain text. For Google sign-in, that provider handles the login and we never receive your password.

b. Content you create

The information you enter into the App, including budget categories, transactions and amounts, subscriptions and their renewal dates, split-bill groups and items, records of who owes whom, and labels you type for the people you split bills with. This content is tied to your account so it can sync across your devices. If you set a profile picture, the image you choose is uploaded and stored so it can be shown to other members of the groups you share. When you join or are added to a split group, those members can see your display name and your profile picture (if you set one).

c. Purchase information

If you buy Tamze Premium, the purchase is processed by the app store (Google Play), and subscription status is managed through our payments provider, RevenueCat. We receive whether your subscription is active. We never see or store your card number or full payment details.

d. Reminders and push notifications

If you enable subscription or renewal reminders, the App can deliver them as push notifications. To send these, we use Firebase Cloud Messaging, which requires a device push token (a unique identifier for your app installation). We collect and store this token to deliver the notifications you have turned on and important service notices. You can turn notifications off at any time in your device settings, after which we stop using the token for that device.

e. Limited technical data

Our infrastructure provider, Google Firebase, may process basic technical information needed to run the service securely, such as an authentication token and standard server logs.

What we do not collect: no advertising identifiers, no third-party analytics, no precise location, no bank or card-account linking, no contact-list uploads, and no biometric data.

3. How we use your information

We use the information above only to: create and authenticate your account; provide the App’s core features and sync your data across devices; process and restore your Premium subscription; send the reminders you turn on; and keep the service secure and respond to support requests. We do not use your information for advertising or profiling, and we do not sell or rent it.

4. Who we share it with

We share data only with the service providers needed to run the App, each acting on our behalf:

ProviderPurposeData involved
Google Firebase (Google LLC)Authentication (including email/password), database, hosting, push notificationsAccount ID, email, your content (including any profile picture), device push token, technical data
Google (sign-in)Signing you in when you choose that methodName, email, account identifier
RevenueCatManaging Premium subscriptionsPurchase/entitlement status, account ID
Google PlayProcessing payments and app deliveryHandled under the store’s own privacy policy

We may also disclose information if required by law, or to protect the rights, safety, or property of our users or us. We never sell your personal information.

5. Where your data is stored and international transfers

Your data is stored with Google Firebase on servers in the United States. If you use Tamze Money from the European Economic Area, the UK, or Switzerland, your data is transferred to the U.S. under Google’s participation in the EU-U.S. Data Privacy Framework and Standard Contractual Clauses.

6. How long we keep it

We keep your content for as long as your account exists. When you delete your account, your content is deleted from our database. Routine backups and server logs are cycled out within a reasonable period.

7. Your rights and choices

Premium subscribers can export their data (CSV) from Settings. You can view and correct your data directly in the App, and delete your account and all associated data from Settings › Your data, by visiting tamze.com/account-deletion/finance, or by emailing dave@tamze.com.

EEA/UK residents (GDPR)

You have rights to access, correct, delete, restrict, or port your data, and to object to processing. Our lawful basis is performing our contract with you (providing the App). You may complain to your local data-protection authority.

California residents (CCPA/CPRA)

You have rights to know, delete, and correct your personal information, and to opt out of its “sale” or “sharing.” As noted, we do not sell or share your personal information for cross-context behavioral advertising. We will not discriminate against you for exercising your rights.

Canadian residents (PIPEDA)

You may request access to and correction of your personal information, and may withdraw consent to certain processing, subject to legal and contractual restrictions.

Korea residents (PIPA)

You may request access to, correction of, suspension of processing of, or deletion of your personal information under the Personal Information Protection Act.

8. Security

We use industry-standard measures provided by our infrastructure (encryption in transit, authenticated access rules). Passwords for email accounts are stored only in hashed form by Google Firebase Authentication and are never visible to us; for Google sign-in we never handle your password at all. No method of transmission or storage is completely secure, but we work to protect your information and limit access to it.

9. Children’s privacy

Tamze Money is intended for adults 18 and older. We do not knowingly collect personal information from anyone under 18. If you believe someone under 18 has provided us information, contact us and we will delete it.

10. Changes to this policy

We may update this policy as the App evolves. We will change the “Last updated” date above and, for significant changes, notify you in the App. Continued use after an update means you accept the revised policy.

11. Contact

Tamze

Email: dave@tamze.com

Website: tamze.com